What is the minimum old-age pension in Saratov. About the department. Insurance and funded pension

The PFR branch in the Saratov region was established by the order of the Executive Committee of the Regional Council of People's Deputies No. 177-r of March 14, 1991 in accordance with the Resolution of the Board of the RSFSR Pension Fund of February 28, 1991.

January 1, 2019 16 Interdistrict Departments OPFR in the Saratov region serve 767501 pensioners, carry out social payments 25,693 citizens (EDV - 175,225 people, DEMO - 4019 people, FSD - 76,849 people).

PENSIONERS

The number of pensioners in the Saratov region as of January 1, 2019 is 767501 people, including 14,584 military personnel who were insurance pension old age; 145,903 pensioners continue to work.

Recipients of insurance pensions - 723751 people, (of which 14,584 are military pensioners), including for old age - 665400 people, for disability - 25512 people, in case of loss of a breadwinner - 32,839 people.

Recipients of state pensions - 43,750 people, including: retired military personnel and members of their families - 616 people, pensioners affected by radiation or man-made disasters - 1,043 people, pensioners-civil servants - 1,061 people, recipients of social pensions - 41,008 people, pensions of test pilots - 19 people, pensioners - former people's deputies of the Russian Federation 1990-1995 and their assistants - 3 people.

The average pension in the Saratov region as of January 1, 2019 is 12,895.90 rubles.

The average size of the old-age insurance pension (the most common type of pension) -13505,80 rub.

MATERNAL (FAMILY) CAPITAL

During the period of the state support program (since 2007) 136,442 families received maternity capital certificates regions where at least a second child was born.

86,553 certificate holders applied for the disposal of maternity (family) capital funds. Home improvement continues to be the most popular spending area maternity capital... 93,500 people used it in this direction. in the amount of 36.5 billion rubles. 5763 people sent funds to pay for educational services for children. for a total amount of 337.2 million rubles. For receiving monthly payment 589 people applied from the funds of the MSC in connection with the birth (adoption) of a second child in 2018. in the amount of 41.7 million rubles.

The size of the maternal family capital in 2019 - 453,026 rubles.

INSURERS

As of January 1, 2019, registered with the PFR Branch is 114382 policyholders, including 56845 employers and 57537 payers who pay insurance premiums for themselves.

The basic rate of insurance premiums for compulsory pension insurance in 2019 remains at the level of 22%. The maximum value of the base for calculating insurance contributions for compulsory pension insurance was 1,150,000 rubles.

Under Russian law, people are required to work until a certain age. Then the state takes care of their material support, taking into account the contribution to the development of society. In addition, it provides for those who are deprived of income due to disability.

So, a pension in Saratov in 2019 is due to citizens on the following grounds:

  • in connection with reaching the age limit for compulsory participation in labor activity;
  • due to disability;
  • with the loss of a breadwinner.
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General questions of pension legislation

Payments are assigned within the framework of federal law. The pension itself is divided into several parts:

  1. Basic. It is the same for all recipients and at the beginning of 2018 (before the next indexing) was 4,805.11 rubles.
  2. ... This part depends on the contribution of the worker to the development of society. Calculated individually.
  3. ... This is only available to people born after 1966. They should conclude an agreement on the redistribution of part of the contributions to savings.

In addition, applicants need to know the types of pension subsidies. They are like this:

  • insurance (mostly);
  • social;
  • for state support (assigned to military personnel and equivalent specialists).

Prompt: social benefit is due to the following persons:

  1. disabled people who did not have official work experience;
  2. who have lost their breadwinner;
  3. those who do not have the necessary indicators in terms of experience and points on an individual account from age:
    • 60 years - women;
    • 65 - for men;
    • otherwise, if there are preferential grounds.

Amount of charges in Saratov and the region

Local authorities are constantly monitoring information on the income of citizens, including beneficiaries. At the same time, such important indicators are monitored:

Hint: a pensioner cannot get his hands on less than the PM value.

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Additional payments in the Saratov region


Calculated by a special formula retirement benefit has a small size. This caused, on the one hand, the discontent of the population, on the other, the need to amend the legislation. By the Decree of the President of the Russian Federation, additional payments to benefits from the budget are established for beneficiaries. The rules for calculating it are as follows:

  • provided on the initiative of a citizen;
  • the size is measured from the PM value:
    • by region;
    • around the country;
    • selected by the recipient.

PM in Saratov is less than in Russia as a whole. Naturally, pensioners write an application for the appointment of a surcharge before the PM in the country. And the experts of the Foundation recommend choosing a large value.

For information: due to the fact that the PM indicator is set annually, the amounts payable are also being revised.

Conditions for receiving retirement benefits

To assign a subsidy from the Fund's budget, certain conditions must be met. They are as follows:

  1. Insurance is assigned to people:
    • a certain age:
      • after 55 years for women;
      • 60th birthday - to men;
      • otherwise, if there are preferential grounds (for example, work experience in difficult conditions);
    • disabled people;
    • having the following indicators on an individual insurance account:
      • - over 9 years;
      • by points - more than 13.8.
  2. Social - to other applicants who do not meet the criteria for experience and scores:
    • after reaching the legal age (described above);
    • disabled in case of loss of a breadwinner (including children);
    • disabled people.
Prompt: pension provision in Russia it is also due to insured foreigners.

Algorithm for filing an application


Applicants need to collect a package of documents and submit an application to the nearest branch.
The list of securities depends on the preferential right. You need to pick up the following documents:

  1. applicant's passport;
  2. SNILS;
  3. birth certificates of children;
  4. dependents' documents (if any);
  5. copy and original of the work book;
  6. contracts with employers (if there is no record of this employment in the Labor Code);
  7. information about earnings for 60 consecutive months;
  8. preferential certificate (relevant for Chernobyl victims).
Hint: papers are allowed to be filed one month before the due date. It is advisable to consult with the specialists of the department in order to receive recommendations on the selection additional documents.

The application form is completed on the spot under the guidance of a branch employee. You need to indicate in it desired way transferring money:

  • by mail;
  • to a bank card (you must provide an official confirmation of the details).

List of branches of the PFR Saratov

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The minimum pension payment in Russia is formed in the same way for all citizens. The main criterion in determining the amount of the benefit is the subsistence minimum established in a particular region.

So in the Saratov region, the formation of pensions is carried out taking into account the regional coefficient.

Who is supposed to

In accordance with current legislation, all citizens of the Russian Federation who meet the requirements can apply for a pension. Among the candidates:

  • 60 summer men and 55 summer women retired or continued to work;
  • categories of workers who retired early due to difficult working conditions;
  • military personnel, federal government employees;
  • victims of disasters, man-made and radiation, as well as their relatives;
  • people recognized as disabled;
  • those who have lost their breadwinners, orphans;
  • other categories of disabled citizens;
  • not having work experience throughout life.

For all citizens, pension accruals are calculated depending on the category and the availability of work experience.

Views

People who work throughout their lives, who have official confirmation of this fact, can apply for an insurance pension when they go on vacation.

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While a person was busy at work, monthly or quarterly, his employer sent insurance contributions to the Russian Pension Fund to a personal account.

Among the insurance payments:

  • age-related;
  • on disability;
  • in case of loss of a breadwinner.

The accrual of pension payments from the state budget is carried out in several directions:

  • reaching the age of 65 for men and 60 for women;
  • military personnel and civil servants;
  • social.

How is formed

The formation of an insurance type pension comes from the employer's deductions for pension account employee 22% of his wages. At the same time, the funds are not calculated from salary funds, but additionally, from the organization's budget.

Starting from 2002 to 2013 inclusive, pension accruals could be divided at the request of their holder into insurance and funded part 16 and 6 percent, respectively.

The holder could transfer the accumulated part to non-state PFs, and receive profit annually, as from a deposit. Since 2014, this opportunity has been suspended, but all savings have been preserved.

Payments to pensioners from the state budget are calculated on the basis of the social pension.

For citizens who do not have work experience, as well as minors who are disabled for health reasons or have disabilities, a social pension is assigned.

The amount of pension payments is established by law, based on the current living wage.

The size of the minimum pension in the Saratov region in 2019 from January 1

The basis for calculating the pension - living wage set for the current year. In the Saratov region, there has been a tendency to underestimate this indicator in relation to the all-Russian, and therefore pension payments will be lower than the national average.

The size of the minimum possible payments for each category of citizens is calculated differently.

Old age

If the work experience and accumulated points are not enough to form the benefit, then the citizen still has the right to receive payments. For this, the base (minimum) size is set.

In the country as a whole, it will amount to 8726 rubles, but for residents of Saratov and the region, the obligatory part will be 736 rubles less - 7990.

For the missing funds, the state organizes additional payments, until the end of the recipient's life as social allowances at the expense of federal funds

Citizens who have reached retirement age but those who continue to work cannot count on any allowances.

In old age, a social pension can also be calculated. If a woman at the age of 60 or a man of 65 have not had any work experience in their entire life, then they can count on 5,034.25 rubles a month.

Social

This type of security applies to some categories of citizens:

  • disabled people of I, II, III groups, disabled children;
  • those who have lost their breadwinners (children, disabled spouses and parents, grandfathers, grandmothers, minor relatives who have no other sources of support);
  • children, about whose parents nothing is known from birth.

The basis is also the minimum social payment in the percentage established for each category of people who are not able to work or have limitations.

Pensions will be increased three times, but once for different categories of pensioners: in January, April and August. For the most part, everything is as usual, but in 2018 there were some changes in the rules for indexing pensions. More about them in our material.

JANUARY. NON-WORKING PENSIONERS

The promotion for this category will take place from January 1st. The government decided to move the indexation time forward by a month - before that, the increase was calculated from February 1. By law, pensions are growing at the level of last year's price increases. Therefore, the PFR usually waited for Rosstat to finally calculate inflation. And only after that they began to distribute pensions. In 2018, the increase will be faster.

It was decided to index pensions by 3.7% from January 1, 2018. Do it earlier in order to provide more meaningful gains real pensions v next year, - said recently Minister of Labor and social protection Maxim Topilin.

The government initially set aside an increase of about 4% next year. This was the forecast for the current inflation. But the reality turned out to be much more positive. Now, according to fresh data from Rosstat, for Last year(since last September) prices have increased by only 3%. Therefore, the Cabinet of Ministers decided not to wait for official figures and immediately budget an increase of 3.7%. In every way it will be higher than real inflation.

Recall this year the average size the insurance old-age pension is 13 657 rubles. Taking into account the indexation in a year, it will grow to 14,045 rubles. That is, the average increase will be about 400 rubles.

APRIL. SOCIAL PENSIONERS

More than 4 million people receive social pensions in Russia. As a rule, these are disabled people, war veterans, children left without a breadwinner in the family and other beneficiaries, as well as those who have not earned required experience... Now the average social pension is 8,742 rubles. From April 1, 2018, it will grow by 4.1%.

For comparison, the average annual social pension for disabled children and disabled from childhood of the 1st group is 13,241 rubles. But there are also those who receive only 5-6 thousand rubles. As explained in the Pension Fund of Russia, all pensioners (both social and insurance), whose income is below the pensioner's subsistence minimum (SMP) in the region of residence, are entitled to social benefits. They increase the amount of the benefit to the PHC level.

AUGUST. WORKING PENSIONERS

There are 43 million pensioners in Russia. Of these, about a third (14 million people) are employed. Indexation of pensions does not apply to them. Several years ago (after another reform) it was canceled. Working pensioners were left only with an increase in connection with the increase in seniority.

We did not change the conditions, the moratorium has been preserved, - he recently explained Maxim Topilin.

The companies continue to pay insurance premiums for working pensioners. According to the new rules, they are transformed into retirement points... One point in 2017 is estimated at 78.58 rubles, and in the next it will be 81.49 rubles. And the higher the salary, the more points you can earn. But there is a ceiling: the maximum increase in 2018 can be up to three retirement points, that is, about 245 rubles, specified in the FIU.

For working pensioners, other incentives have appeared - for example, you can postpone going on a well-deserved rest voluntarily (or suspend receiving a pension) and then receive a multiplying coefficient (the formula is on the PFR website). But very few have taken advantage of this so far.

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The current Minister of Labor, Employment and Migration of the region, Natalya Sokolova, even before November 1, 2017, informed the population of the Saratov region that, according to the Federal Law of July 17, 1999 No. 176 F3 "On State Social Assistance", the leadership of the Saratov region established the PMP (the living wage of a pensioner).

According to the established subsistence minimum, the numbers of which almost always become the amount of the minimum pension payments, since January 1, 2018, the subsistence minimum in the region has increased by 290 rubles, that is, according to the kind explanation of the Minister of Labor, Employment and Migration, by 3.75% ...

Actions to designate the amount of minimum payments that pensioners will receive directly from the regional budget, unlike other federal subjects, were regulated not by a separate annual decree, but by the Law of the Saratov Region adopted on December 22, 2004. "On the procedure for establishing the size of the subsistence minimum in the Saratov region."

On the amounts of payments and categories of citizens

According to statistical studies, and the amount of the consumer basket of a low-income pensioner taken as a basis, the PMP in the region amounted to 7990 rubles. This is 736 p. less than minimum pension, established in the country as a whole, so that the additional payment up to the legislatively established level from January 1, 2018, this amount will be paid to pensioners in the Saratov region, from the federal funds allocated for this.

Federal surcharges are made in those regions where the volume of the consumer basket is an amount less than the national one established by the relevant legislative act.

Indicators of pensioners' income

In the Saratov region, since 2010, the level of minimum payments has been consistently set lower than the federal level.

The government paid the Saratov pensioners:

  • in 2015 - 961 rubles;
  • in 2016 - 1571 rubles;
  • in 2017–840 p.

So, against the background of a surcharge of 736 rubles. since January 1, 2018, in the Saratov region there has been a certain tendency to equalize the minimum pension of the region in relation to the same indicator as a whole for Russian Federation... 741,689 people have the legally confirmed right to receive pensions in the region, and this figure is annually taken into account in planning the budget of the Saratov region.

Due to the fact that the level of the minimum is revised annually, according to federal laws and regional approved legislative acts, the amount of additional payments that will be made in relation to low-income segments of the population is also being adjusted.

These include citizens who cannot provide for themselves upon reaching a certain age (old age), or for objective reasons, documented.

In the Saratov region, after the PMP calculations, which include all necessary for a pensioner for living costs, the regional cost of living is indicated by the amount of 7990 rubles. In general, for the Russian Federation, this minimum was 8726.


PFR addresses and numbers in the Saratov region

For several years now, the difference between the federal and regional indicators has been paid by the central government, if the amount in the region is lower, and local authorities, if the PMP, determined by them, is higher than in Russia as a whole.

Only non-working citizens who have no income other than a pension, and who have no opportunity to receive additional funds by working in an enterprise or in other industries, have the right to receive such a loan.

except unemployed pensioners, social benefits are also received by people with disabilities who have lost their only breadwinner and some other categories (for example, foreigners who have lived in the territory of the Russian Federation for more than 15 years, and have documented this).


Only non-working citizens are eligible to receive such an additional payment.

On the prospects of recipients of minimum payments

The government of the Russian Federation took into account the numerous complaints of pensioners in the regions, dissatisfied with the fact that their living wage is lower than a certain minimum in the country and began to pay extra to the federal level from the funds of the Pension Fund of Russia (Pension Fund of Russia).

This measure led to the fact that some regions began to steadfastly receive subsidized supplements for each unemployed citizen with a minimum income level, which in general amounts to a tangible amount from budget funds.

Despite this, social pensions will be indexed by 4.1% in 2018, although the indicated inflation rate was less. After the indexation, which will take place from April 1, 2018 (recall that the recipients of insurance pensions, such a financial measure has already been made, and not in February, as usual, but in January, without waiting for the official calculations of the State Statistics Committee), will increase and overlap the indicators of last year's price growth ...


Social pension

The state provides the necessary additional payments until the end of the life of the recipient, but only if he does not work anywhere and has no other sources of income. To receive the minimum pension, the necessary package of documents is provided, which can be submitted for calculating a pension a month before women reach 60 years of age, and men - 65, if they do not have the necessary work experience to receive an insurance pension.

At the request of the recipient Pension Fund The Russian Federation will charge the minimum pension to a bank card or pay it through the post offices of the Russian Post.